Call report 2015Q4
LAKESTONE BANK & TRUST — 2015Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,946,000 | USD | evidence → |
| Total loans | 171,688,000 | USD | evidence → |
| Allowance for loan losses | 2,149,000 | USD | evidence → |
| Securities available for sale | 121,576,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 285,172,000 | USD | evidence → |
| Interest-bearing deposits | 229,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,397,000 | USD | evidence → |
| Equity capital | 36,660,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,338,000 | USD | evidence → |
| Interest expense | 587,000 | USD | evidence → |
| Net interest income | 10,751,000 | USD | evidence → |
| Noninterest income | 3,415,000 | USD | evidence → |
| Noninterest expense | 9,720,000 | USD | evidence → |
| Provision for loan losses | -600,000 | USD | evidence → |
| Pretax income | 5,058,000 | USD | evidence → |
| Income tax | 1,480,000 | USD | evidence → |
| Net income | 3,578,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,245,000 | USD | evidence → |
| Total capital | 39,394,000 | USD | evidence → |
| Risk-weighted assets | 188,267,000 | USD | evidence → |