Call report 2014Q4
LAKESTONE BANK & TRUST — 2014Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,276,000 | USD | evidence → |
| Total loans | 171,371,000 | USD | evidence → |
| Allowance for loan losses | 2,721,000 | USD | evidence → |
| Securities available for sale | 125,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,110,000 | USD | evidence → |
| Interest-bearing deposits | 226,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,842,000 | USD | evidence → |
| Equity capital | 34,403,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,631,000 | USD | evidence → |
| Interest expense | 694,000 | USD | evidence → |
| Net interest income | 10,937,000 | USD | evidence → |
| Noninterest income | 3,500,000 | USD | evidence → |
| Noninterest expense | 9,723,000 | USD | evidence → |
| Provision for loan losses | -650,000 | USD | evidence → |
| Pretax income | 5,171,000 | USD | evidence → |
| Income tax | 1,482,000 | USD | evidence → |
| Net income | 3,689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,229,000 | USD | evidence → |
| Total capital | 37,530,000 | USD | evidence → |
| Risk-weighted assets | 183,659,000 | USD | evidence → |