Call report 2013Q4
LAKESTONE BANK & TRUST — 2013Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,116,000 | USD | evidence → |
| Total loans | 161,959,000 | USD | evidence → |
| Allowance for loan losses | 3,997,000 | USD | evidence → |
| Securities available for sale | 117,370,000 | USD | evidence → |
| Securities held to maturity | 3,995,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,060,000 | USD | evidence → |
| Interest-bearing deposits | 234,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,205,000 | USD | evidence → |
| Equity capital | 27,893,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,663,000 | USD | evidence → |
| Interest expense | 782,000 | USD | evidence → |
| Net interest income | 10,881,000 | USD | evidence → |
| Noninterest income | 4,385,000 | USD | evidence → |
| Noninterest expense | 10,056,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 4,964,000 | USD | evidence → |
| Income tax | 1,476,000 | USD | evidence → |
| Net income | 3,488,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,824,000 | USD | evidence → |
| Total capital | 35,062,000 | USD | evidence → |
| Risk-weighted assets | 177,311,000 | USD | evidence → |