Call report 2012Q4
LAKESTONE BANK & TRUST — 2012Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,094,000 | USD | evidence → |
| Total loans | 168,412,000 | USD | evidence → |
| Allowance for loan losses | 3,747,000 | USD | evidence → |
| Securities available for sale | 96,822,000 | USD | evidence → |
| Securities held to maturity | 5,348,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,747,000 | USD | evidence → |
| Interest-bearing deposits | 222,604,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,143,000 | USD | evidence → |
| Equity capital | 30,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,258,000 | USD | evidence → |
| Interest expense | 1,207,000 | USD | evidence → |
| Net interest income | 11,051,000 | USD | evidence → |
| Noninterest income | 3,537,000 | USD | evidence → |
| Noninterest expense | 9,782,000 | USD | evidence → |
| Provision for loan losses | 3,454,000 | USD | evidence → |
| Pretax income | 2,590,000 | USD | evidence → |
| Income tax | 705,000 | USD | evidence → |
| Net income | 1,885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,073,000 | USD | evidence → |
| Total capital | 32,297,000 | USD | evidence → |
| Risk-weighted assets | 176,427,000 | USD | evidence → |