Call report 2009Q4
LAKESTONE BANK & TRUST — 2009Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,085,000 | USD | evidence → |
| Total loans | 180,638,000 | USD | evidence → |
| Allowance for loan losses | 3,595,000 | USD | evidence → |
| Securities available for sale | 64,161,000 | USD | evidence → |
| Securities held to maturity | 13,839,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,230,000 | USD | evidence → |
| Interest-bearing deposits | 234,633,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,597,000 | USD | evidence → |
| Equity capital | 26,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,498,000 | USD | evidence → |
| Interest expense | 3,837,000 | USD | evidence → |
| Net interest income | 9,661,000 | USD | evidence → |
| Noninterest income | 3,733,000 | USD | evidence → |
| Noninterest expense | 9,101,000 | USD | evidence → |
| Provision for loan losses | 5,200,000 | USD | evidence → |
| Pretax income | 205,000 | USD | evidence → |
| Income tax | -315,000 | USD | evidence → |
| Net income | 520,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,829,000 | USD | evidence → |
| Total capital | 28,161,000 | USD | evidence → |
| Risk-weighted assets | 185,101,000 | USD | evidence → |