Call report 2007Q4
LAKESTONE BANK & TRUST — 2007Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 264,313,000 | USD | evidence → |
| Total loans | 182,078,000 | USD | evidence → |
| Allowance for loan losses | 2,050,000 | USD | evidence → |
| Securities available for sale | 39,116,000 | USD | evidence → |
| Securities held to maturity | 21,953,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,044,000 | USD | evidence → |
| Interest-bearing deposits | 197,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,223,000 | USD | evidence → |
| Equity capital | 30,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,380,000 | USD | evidence → |
| Interest expense | 6,319,000 | USD | evidence → |
| Net interest income | 10,061,000 | USD | evidence → |
| Noninterest income | 3,280,000 | USD | evidence → |
| Noninterest expense | 8,778,000 | USD | evidence → |
| Provision for loan losses | 855,000 | USD | evidence → |
| Pretax income | 3,708,000 | USD | evidence → |
| Income tax | 791,000 | USD | evidence → |
| Net income | 2,917,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,040,000 | USD | evidence → |
| Total capital | 32,769,000 | USD | evidence → |
| Risk-weighted assets | 188,014,000 | USD | evidence → |