Call report 2005Q4
LAKESTONE BANK & TRUST — 2005Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,870,000 | USD | evidence → |
| Total loans | 177,229,000 | USD | evidence → |
| Allowance for loan losses | 1,863,000 | USD | evidence → |
| Securities available for sale | 38,329,000 | USD | evidence → |
| Securities held to maturity | 20,852,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,498,000 | USD | evidence → |
| Interest-bearing deposits | 186,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,392,000 | USD | evidence → |
| Equity capital | 33,750,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,725,000 | USD | evidence → |
| Interest expense | 3,503,000 | USD | evidence → |
| Net interest income | 10,222,000 | USD | evidence → |
| Noninterest income | 2,915,000 | USD | evidence → |
| Noninterest expense | 8,268,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,878,000 | USD | evidence → |
| Income tax | 1,151,000 | USD | evidence → |
| Net income | 3,727,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,943,000 | USD | evidence → |
| Total capital | 35,155,000 | USD | evidence → |
| Risk-weighted assets | 183,432,000 | USD | evidence → |