Call report 2004Q4
LAKESTONE BANK & TRUST — 2004Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 252,885,000 | USD | evidence → |
| Total loans | 167,334,000 | USD | evidence → |
| Allowance for loan losses | 2,012,000 | USD | evidence → |
| Securities available for sale | 43,740,000 | USD | evidence → |
| Securities held to maturity | 20,176,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,815,000 | USD | evidence → |
| Interest-bearing deposits | 176,199,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,616,000 | USD | evidence → |
| Equity capital | 33,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,413,000 | USD | evidence → |
| Interest expense | 2,502,000 | USD | evidence → |
| Net interest income | 9,911,000 | USD | evidence → |
| Noninterest income | 3,008,000 | USD | evidence → |
| Noninterest expense | 8,101,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,825,000 | USD | evidence → |
| Income tax | 1,140,000 | USD | evidence → |
| Net income | 3,685,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,731,000 | USD | evidence → |
| Total capital | 34,453,000 | USD | evidence → |
| Risk-weighted assets | 176,173,000 | USD | evidence → |