Call report 2003Q4
LAKESTONE BANK & TRUST — 2003Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,266,000 | USD | evidence → |
| Total loans | 161,714,000 | USD | evidence → |
| Allowance for loan losses | 2,136,000 | USD | evidence → |
| Securities available for sale | 42,590,000 | USD | evidence → |
| Securities held to maturity | 23,167,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,974,000 | USD | evidence → |
| Interest-bearing deposits | 175,508,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,466,000 | USD | evidence → |
| Equity capital | 31,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,696,000 | USD | evidence → |
| Interest expense | 2,773,000 | USD | evidence → |
| Net interest income | 9,923,000 | USD | evidence → |
| Noninterest income | 2,785,000 | USD | evidence → |
| Noninterest expense | 7,909,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 4,792,000 | USD | evidence → |
| Income tax | 1,129,000 | USD | evidence → |
| Net income | 3,663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,174,000 | USD | evidence → |
| Total capital | 32,525,000 | USD | evidence → |
| Risk-weighted assets | 167,219,000 | USD | evidence → |