Call report 2002Q4
LAKESTONE BANK & TRUST — 2002Q4
The 22 measures LAKESTONE BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,382,000 | USD | evidence → |
| Total loans | 155,315,000 | USD | evidence → |
| Allowance for loan losses | 2,165,000 | USD | evidence → |
| Securities available for sale | 34,691,000 | USD | evidence → |
| Securities held to maturity | 24,039,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,421,000 | USD | evidence → |
| Interest-bearing deposits | 174,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,706,000 | USD | evidence → |
| Equity capital | 29,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,731,000 | USD | evidence → |
| Interest expense | 3,803,000 | USD | evidence → |
| Net interest income | 9,928,000 | USD | evidence → |
| Noninterest income | 2,729,000 | USD | evidence → |
| Noninterest expense | 7,482,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 5,046,000 | USD | evidence → |
| Income tax | 1,215,000 | USD | evidence → |
| Net income | 3,831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,159,000 | USD | evidence → |
| Total capital | 30,261,000 | USD | evidence → |
| Risk-weighted assets | 157,390,000 | USD | evidence → |