Call reports 2025
S & T BANK — 2025
What S & T BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,713,424,000 | 9,804,014,000 | 9,812,431,000 | 9,864,607,000 |
| Total loans | 7,836,349,000 | 7,934,434,000 | 7,981,007,000 | 8,072,967,000 |
| Allowance for loan losses | 99,010,000 | 98,580,000 | 98,155,000 | 93,178,000 |
| Securities available for sale | 1,009,950,000 | 1,020,019,000 | 999,830,000 | 986,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,692,000 | 13,041,000 | 13,609,000 | 14,212,000 |
| Total deposits | 7,935,139,000 | 7,965,917,000 | 7,968,529,000 | 7,970,793,000 |
| Interest-bearing deposits | 5,780,188,000 | 5,791,307,000 | 5,796,862,000 | 5,804,993,000 |
| Noninterest-bearing deposits | 2,154,951,000 | 2,174,610,000 | 2,171,667,000 | 2,165,800,000 |
| Equity capital | 1,387,283,000 | 1,412,875,000 | 1,440,106,000 | 1,461,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 124,827,000 | 253,677,000 | 385,274,000 | 516,361,000 |
| Interest expense | 40,562,000 | 82,055,000 | 123,639,000 | 163,092,000 |
| Net interest income | 84,265,000 | 171,622,000 | 261,635,000 | 353,269,000 |
| Noninterest income | 13,720,000 | 29,600,000 | 45,175,000 | 60,890,000 |
| Noninterest expense | 55,313,000 | 114,709,000 | 172,016,000 | 229,524,000 |
| Provision for loan losses | -2,511,000 | -1,784,000 | 206,000 | 6,182,000 |
| Pretax income | 43,406,000 | 85,275,000 | 130,760,000 | 174,912,000 |
| Income tax | 8,589,000 | 17,002,000 | 26,168,000 | 35,204,000 |
| Net income | 34,817,000 | 68,273,000 | 104,592,000 | 139,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,072,716,000 | 1,090,174,000 | 1,110,324,000 | 1,128,494,000 |
| Total capital | 1,191,919,000 | 1,211,387,000 | 1,232,484,000 | 1,252,174,000 |
| Risk-weighted assets | 7,526,780,000 | 7,688,793,000 | 7,765,107,000 | 7,893,467,000 |