Call reports 2024
S & T BANK — 2024
What S & T BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 9,534,885,000 | 9,628,986,000 | 9,575,110,000 | 9,653,169,000 |
| Total loans | 7,656,034,000 | 7,713,758,000 | 7,689,361,000 | 7,742,958,000 |
| Allowance for loan losses | 104,802,000 | 106,150,000 | 104,321,000 | 101,494,000 |
| Securities available for sale | 969,793,000 | 973,839,000 | 1,006,857,000 | 986,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,257,000 | 10,503,000 | 10,800,000 | 10,876,000 |
| Total deposits | 7,622,473,000 | 7,713,462,000 | 7,689,406,000 | 7,822,421,000 |
| Interest-bearing deposits | 5,436,974,000 | 5,529,030,000 | 5,541,638,000 | 5,645,655,000 |
| Noninterest-bearing deposits | 2,185,499,000 | 2,184,432,000 | 2,147,768,000 | 2,176,766,000 |
| Equity capital | 1,277,680,000 | 1,299,016,000 | 1,350,443,000 | 1,352,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 127,725,000 | 256,436,000 | 387,886,000 | 515,723,000 |
| Interest expense | 43,021,000 | 86,864,000 | 132,757,000 | 176,377,000 |
| Net interest income | 84,704,000 | 169,572,000 | 255,129,000 | 339,346,000 |
| Noninterest income | 14,886,000 | 29,736,000 | 45,244,000 | 59,620,000 |
| Noninterest expense | 56,018,000 | 110,670,000 | 167,111,000 | 222,714,000 |
| Provision for loan losses | 3,425,000 | 4,385,000 | 4,694,000 | 1,809,000 |
| Pretax income | 40,943,000 | 82,430,000 | 125,317,000 | 168,170,000 |
| Income tax | 8,246,000 | 16,492,000 | 25,601,000 | 34,071,000 |
| Net income | 32,697,000 | 65,938,000 | 99,716,000 | 134,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,005,771,000 | 1,023,537,000 | 1,041,717,000 | 1,060,007,000 |
| Total capital | 1,124,941,000 | 1,142,730,000 | 1,159,531,000 | 1,178,333,000 |
| Risk-weighted assets | 7,524,703,000 | 7,525,789,000 | 7,416,607,000 | 7,460,490,000 |