Call reports 2023
S & T BANK — 2023
What S & T BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 9,189,090,000 | 9,244,068,000 | 9,459,752,000 | 9,545,787,000 |
| Total loans | 7,251,145,000 | 7,320,152,000 | 7,516,176,000 | 7,653,494,000 |
| Allowance for loan losses | 108,113,000 | 105,757,000 | 108,206,000 | 107,966,000 |
| Securities available for sale | 997,702,000 | 969,425,000 | 954,267,000 | 969,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,790,000 | 8,625,000 | 8,289,000 | 9,399,000 |
| Total deposits | 7,168,242,000 | 7,164,000,000 | 7,242,087,000 | 7,542,501,000 |
| Interest-bearing deposits | 4,706,905,000 | 4,843,017,000 | 4,978,319,000 | 5,328,632,000 |
| Noninterest-bearing deposits | 2,461,337,000 | 2,320,983,000 | 2,263,768,000 | 2,213,869,000 |
| Equity capital | 1,224,970,000 | 1,203,299,000 | 1,211,050,000 | 1,268,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 110,878,000 | 228,162,000 | 351,095,000 | 477,773,000 |
| Interest expense | 20,892,000 | 48,854,000 | 83,002,000 | 123,144,000 |
| Net interest income | 89,986,000 | 179,308,000 | 268,093,000 | 354,629,000 |
| Noninterest income | 14,264,000 | 29,795,000 | 43,148,000 | 62,323,000 |
| Noninterest expense | 52,328,000 | 102,561,000 | 156,231,000 | 213,335,000 |
| Provision for loan losses | 1,090,000 | 9,701,000 | 15,859,000 | 19,240,000 |
| Pretax income | 50,992,000 | 95,063,000 | 138,033,000 | 185,704,000 |
| Income tax | 9,877,000 | 17,916,000 | 26,062,000 | 35,418,000 |
| Net income | 41,115,000 | 77,147,000 | 111,971,000 | 150,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 957,491,000 | 953,414,000 | 972,966,000 | 995,824,000 |
| Total capital | 1,074,177,000 | 1,070,490,000 | 1,091,980,000 | 1,115,315,000 |
| Risk-weighted assets | 7,325,976,000 | 7,358,009,000 | 7,513,228,000 | 7,554,534,000 |