Call reports 2022
S & T BANK — 2022
What S & T BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,426,936,000 | 9,097,570,000 | 8,931,557,000 | 9,106,184,000 |
| Total loans | 6,965,258,000 | 7,042,205,000 | 7,097,955,000 | 7,183,985,000 |
| Allowance for loan losses | 99,915,000 | 98,095,000 | 99,694,000 | 101,340,000 |
| Securities available for sale | 1,027,080,000 | 1,067,492,000 | 996,403,000 | 1,001,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,888,000 | 7,678,000 | 7,354,000 | 8,087,000 |
| Total deposits | 7,972,415,000 | 7,623,487,000 | 7,419,446,000 | 7,233,787,000 |
| Interest-bearing deposits | 5,261,497,000 | 4,912,347,000 | 4,776,642,000 | 4,661,703,000 |
| Noninterest-bearing deposits | 2,710,918,000 | 2,711,140,000 | 2,642,804,000 | 2,572,084,000 |
| Equity capital | 1,186,224,000 | 1,181,860,000 | 1,158,344,000 | 1,184,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 70,091,000 | 147,659,000 | 237,475,000 | 340,100,000 |
| Interest expense | 2,099,000 | 4,179,000 | 9,796,000 | 22,863,000 |
| Net interest income | 67,992,000 | 143,480,000 | 227,679,000 | 317,237,000 |
| Noninterest income | 16,243,000 | 29,942,000 | 45,491,000 | 62,229,000 |
| Noninterest expense | 47,430,000 | 95,839,000 | 145,378,000 | 196,644,000 |
| Provision for loan losses | -698,000 | 494,000 | 2,803,000 | 5,359,000 |
| Pretax income | 37,318,000 | 74,886,000 | 122,780,000 | 174,633,000 |
| Income tax | 7,153,000 | 14,766,000 | 24,232,000 | 34,640,000 |
| Net income | 30,165,000 | 60,120,000 | 98,548,000 | 139,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 870,269,000 | 890,488,000 | 915,006,000 | 938,377,000 |
| Total capital | 977,177,000 | 997,622,000 | 1,023,928,000 | 1,049,566,000 |
| Risk-weighted assets | 7,083,920,000 | 7,184,635,000 | 7,257,362,000 | 7,323,666,000 |