Call reports 2021
S & T BANK — 2021
What S & T BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 9,319,989,000 | 9,487,419,000 | 9,428,053,000 | 9,478,352,000 |
| Total loans | 7,195,962,000 | 7,014,999,000 | 6,974,389,000 | 7,001,512,000 |
| Allowance for loan losses | 115,101,000 | 109,636,000 | 108,348,000 | 98,576,000 |
| Securities available for sale | 813,883,000 | 839,279,000 | 868,994,000 | 909,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,178,000 | 7,808,000 | 9,320,000 | 10,230,000 |
| Total deposits | 7,884,008,000 | 8,028,426,000 | 7,964,404,000 | 8,007,293,000 |
| Interest-bearing deposits | 5,377,504,000 | 5,408,724,000 | 5,349,955,000 | 5,303,063,000 |
| Noninterest-bearing deposits | 2,506,504,000 | 2,619,702,000 | 2,614,449,000 | 2,704,231,000 |
| Equity capital | 1,181,375,000 | 1,199,756,000 | 1,206,301,000 | 1,209,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 74,749,000 | 146,283,000 | 218,036,000 | 289,153,000 |
| Interest expense | 3,748,000 | 6,644,000 | 9,325,000 | 11,752,000 |
| Net interest income | 71,001,000 | 139,639,000 | 208,711,000 | 277,401,000 |
| Noninterest income | 17,882,000 | 34,129,000 | 50,839,000 | 67,921,000 |
| Noninterest expense | 45,220,000 | 91,030,000 | 138,171,000 | 188,338,000 |
| Provision for loan losses | 3,301,000 | 5,308,000 | 7,611,000 | 15,494,000 |
| Pretax income | 40,550,000 | 77,073,000 | 112,318,000 | 140,783,000 |
| Income tax | 7,522,000 | 14,723,000 | 21,298,000 | 26,424,000 |
| Net income | 33,028,000 | 62,350,000 | 91,020,000 | 114,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 830,633,000 | 845,521,000 | 856,926,000 | 864,127,000 |
| Total capital | 939,998,000 | 951,202,000 | 962,456,000 | 961,762,000 |
| Risk-weighted assets | 6,906,963,000 | 6,955,867,000 | 7,055,543,000 | 7,149,137,000 |