Call reports 2020
S & T BANK — 2020
What S & T BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 8,991,216,000 | 9,456,177,000 | 9,173,838,000 | 8,954,696,000 |
| Total loans | 7,254,054,000 | 7,562,817,000 | 7,411,592,000 | 7,244,387,000 |
| Allowance for loan losses | 96,850,000 | 114,609,000 | 120,998,000 | 117,612,000 |
| Securities available for sale | 795,966,000 | 801,703,000 | 714,920,000 | 770,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,782,000 | 5,489,000 | 5,990,000 | 6,794,000 |
| Total deposits | 7,068,954,000 | 7,880,621,000 | 7,639,283,000 | 7,427,123,000 |
| Interest-bearing deposits | 6,249,069,000 | 5,653,295,000 | 5,439,700,000 | 5,169,071,000 |
| Noninterest-bearing deposits | 819,885,000 | 2,227,326,000 | 2,199,583,000 | 2,258,052,000 |
| Equity capital | 1,183,037,000 | 1,141,304,000 | 1,156,964,000 | 1,168,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 87,544,000 | 167,972,000 | 244,787,000 | 320,303,000 |
| Interest expense | 17,058,000 | 26,963,000 | 34,143,000 | 39,380,000 |
| Net interest income | 70,486,000 | 141,009,000 | 210,644,000 | 280,923,000 |
| Noninterest income | 14,979,000 | 30,921,000 | 47,972,000 | 64,634,000 |
| Noninterest expense | 47,919,000 | 92,308,000 | 138,732,000 | 186,516,000 |
| Provision for loan losses | 18,434,000 | 104,266,000 | 123,568,000 | 131,419,000 |
| Pretax income | 19,064,000 | -24,691,000 | -3,729,000 | 27,594,000 |
| Income tax | 3,287,000 | -8,129,000 | -4,607,000 | 1,408,000 |
| Net income | 15,777,000 | -16,562,000 | 878,000 | 26,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 821,488,000 | 782,191,000 | 798,948,000 | 810,636,000 |
| Total capital | 918,495,000 | 893,213,000 | 912,429,000 | 922,007,000 |
| Risk-weighted assets | 7,440,003,000 | 7,243,384,000 | 7,077,537,000 | 7,017,601,000 |