Call reports 2019
S & T BANK — 2019
What S & T BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 7,211,427,000 | 7,318,792,000 | 7,555,257,000 | 8,747,957,000 |
| Total loans | 5,938,159,000 | 6,041,335,000 | 6,204,136,000 | 7,142,408,000 |
| Allowance for loan losses | 61,409,000 | 61,479,000 | 62,115,000 | 62,224,000 |
| Securities available for sale | 675,922,000 | 664,037,000 | 664,520,000 | 779,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,343,000 | 5,532,000 | 5,611,000 | 5,987,000 |
| Total deposits | 5,845,944,000 | 5,865,539,000 | 5,989,211,000 | 7,044,084,000 |
| Interest-bearing deposits | 5,139,219,000 | 5,180,572,000 | 5,306,739,000 | 6,134,143,000 |
| Noninterest-bearing deposits | 706,725,000 | 684,967,000 | 682,472,000 | 909,942,000 |
| Equity capital | 931,379,000 | 954,588,000 | 973,158,000 | 1,198,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 78,524,000 | 158,103,000 | 237,872,000 | 320,284,000 |
| Interest expense | 17,921,000 | 36,410,000 | 54,727,000 | 72,409,000 |
| Net interest income | 60,603,000 | 121,693,000 | 183,145,000 | 247,875,000 |
| Noninterest income | 12,678,000 | 26,318,000 | 40,278,000 | 56,034,000 |
| Noninterest expense | 38,907,000 | 78,899,000 | 116,557,000 | 166,624,000 |
| Provision for loan losses | 5,649,000 | 7,854,000 | 12,767,000 | 14,873,000 |
| Pretax income | 28,766,000 | 61,303,000 | 94,119,000 | 122,407,000 |
| Income tax | 4,481,000 | 9,773,000 | 14,682,000 | 20,234,000 |
| Net income | 24,285,000 | 51,530,000 | 79,437,000 | 102,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 659,336,000 | 675,236,000 | 691,702,000 | 832,113,000 |
| Total capital | 747,919,000 | 764,061,000 | 781,258,000 | 922,310,000 |
| Risk-weighted assets | 5,893,965,000 | 6,027,062,000 | 6,259,595,000 | 7,201,429,000 |