Call reports 2018
S & T BANK — 2018
What S & T BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 6,988,297,000 | 7,077,019,000 | 7,086,756,000 | 7,233,529,000 |
| Total loans | 5,733,896,000 | 5,789,919,000 | 5,812,014,000 | 5,949,019,000 |
| Allowance for loan losses | 59,046,000 | 60,517,000 | 60,556,000 | 60,996,000 |
| Securities available for sale | 682,454,000 | 682,916,000 | 677,221,000 | 680,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,048,000 | 4,988,000 | 5,377,000 | 4,725,000 |
| Total deposits | 5,409,851,000 | 5,417,613,000 | 5,484,793,000 | 5,682,792,000 |
| Interest-bearing deposits | 4,718,501,000 | 4,760,590,000 | 4,839,653,000 | 5,013,007,000 |
| Noninterest-bearing deposits | 691,350,000 | 657,023,000 | 645,140,000 | 669,785,000 |
| Equity capital | 869,773,000 | 879,929,000 | 900,634,000 | 925,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 67,971,000 | 139,504,000 | 213,088,000 | 289,633,000 |
| Interest expense | 10,844,000 | 23,742,000 | 37,814,000 | 54,263,000 |
| Net interest income | 57,127,000 | 115,762,000 | 175,274,000 | 235,370,000 |
| Noninterest income | 14,475,000 | 27,501,000 | 40,581,000 | 53,018,000 |
| Noninterest expense | 35,824,000 | 71,684,000 | 108,705,000 | 144,947,000 |
| Provision for loan losses | 2,472,000 | 11,817,000 | 12,279,000 | 14,995,000 |
| Pretax income | 33,320,000 | 59,779,000 | 94,883,000 | 128,434,000 |
| Income tax | 6,197,000 | 10,373,000 | 13,589,000 | 19,011,000 |
| Net income | 27,123,000 | 49,406,000 | 81,294,000 | 109,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 610,306,000 | 621,590,000 | 644,719,000 | 659,304,000 |
| Total capital | 696,473,000 | 709,185,000 | 732,429,000 | 747,438,000 |
| Risk-weighted assets | 5,758,384,000 | 5,784,720,000 | 5,795,561,000 | 5,869,494,000 |