Call reports 2017
S & T BANK — 2017
What S & T BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 7,042,631,000 | 7,062,361,000 | 7,149,012,000 | 7,038,696,000 |
| Total loans | 5,761,181,000 | 5,780,939,000 | 5,868,694,000 | 5,765,934,000 |
| Allowance for loan losses | 55,816,000 | 55,351,000 | 56,712,000 | 56,390,000 |
| Securities available for sale | 702,046,000 | 684,919,000 | 693,176,000 | 693,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,674,000 | 4,790,000 | 5,039,000 | 5,080,000 |
| Total deposits | 5,453,397,000 | 5,429,745,000 | 5,463,836,000 | 5,449,200,000 |
| Interest-bearing deposits | 4,811,611,000 | 4,816,111,000 | 4,842,102,000 | 4,799,451,000 |
| Noninterest-bearing deposits | 641,786,000 | 613,634,000 | 621,734,000 | 649,750,000 |
| Equity capital | 830,331,000 | 844,181,000 | 860,807,000 | 857,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 61,041,000 | 125,854,000 | 192,525,000 | 260,332,000 |
| Interest expense | 7,051,000 | 15,165,000 | 24,193,000 | 33,976,000 |
| Net interest income | 53,990,000 | 110,689,000 | 168,332,000 | 226,356,000 |
| Noninterest income | 13,515,000 | 27,130,000 | 41,590,000 | 55,852,000 |
| Noninterest expense | 36,731,000 | 73,313,000 | 109,825,000 | 147,450,000 |
| Provision for loan losses | 5,183,000 | 10,052,000 | 12,901,000 | 13,883,000 |
| Pretax income | 25,591,000 | 54,454,000 | 87,196,000 | 119,889,000 |
| Income tax | 6,886,000 | 14,802,000 | 23,999,000 | 46,642,000 |
| Net income | 18,705,000 | 39,652,000 | 63,197,000 | 73,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 551,441,000 | 563,709,000 | 580,404,000 | 582,929,000 |
| Total capital | 634,447,000 | 646,383,000 | 664,230,000 | 666,560,000 |
| Risk-weighted assets | 5,626,449,000 | 5,586,106,000 | 5,655,016,000 | 5,667,193,000 |