Call reports 2016
S & T BANK — 2016
What S & T BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,459,023,000 | 6,653,238,000 | 6,697,008,000 | 6,920,615,000 |
| Total loans | 5,188,487,000 | 5,400,263,000 | 5,429,928,000 | 5,615,212,000 |
| Allowance for loan losses | 50,347,000 | 52,213,000 | 53,793,000 | 52,775,000 |
| Securities available for sale | 668,455,000 | 674,746,000 | 660,972,000 | 682,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,069,000 | 4,196,000 | 4,312,000 | 4,410,000 |
| Total deposits | 5,031,036,000 | 5,134,787,000 | 5,161,793,000 | 5,289,434,000 |
| Interest-bearing deposits | 4,432,263,000 | 4,578,197,000 | 4,572,851,000 | 4,678,020,000 |
| Noninterest-bearing deposits | 598,773,000 | 556,590,000 | 588,942,000 | 611,414,000 |
| Equity capital | 795,119,000 | 807,945,000 | 819,079,000 | 819,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 54,912,000 | 110,665,000 | 168,375,000 | 227,372,000 |
| Interest expense | 5,181,000 | 11,117,000 | 17,259,000 | 23,678,000 |
| Net interest income | 49,731,000 | 99,548,000 | 151,116,000 | 203,694,000 |
| Noninterest income | 16,689,000 | 30,040,000 | 44,416,000 | 58,367,000 |
| Noninterest expense | 38,308,000 | 72,965,000 | 107,307,000 | 142,923,000 |
| Provision for loan losses | 5,014,000 | 9,863,000 | 12,379,000 | 17,965,000 |
| Pretax income | 23,098,000 | 46,760,000 | 75,846,000 | 101,173,000 |
| Income tax | 6,219,000 | 11,985,000 | 19,655,000 | 26,989,000 |
| Net income | 16,879,000 | 34,775,000 | 56,191,000 | 74,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 510,065,000 | 519,662,000 | 532,762,000 | 542,048,000 |
| Total capital | 588,094,000 | 599,561,000 | 614,212,000 | 622,469,000 |
| Risk-weighted assets | 5,369,849,000 | 5,507,231,000 | 5,483,254,000 | 5,582,519,000 |