Call reports 2015
S & T BANK — 2015
What S & T BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,968,215,000 | 6,113,486,000 | 6,195,372,000 | 6,297,728,000 |
| Total loans | 3,894,082,000 | 4,812,132,000 | 4,939,757,000 | 5,062,933,000 |
| Allowance for loan losses | 48,104,000 | 48,814,000 | 49,907,000 | 48,147,000 |
| Securities available for sale | 635,583,000 | 657,943,000 | 651,410,000 | 651,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,505,000 | 3,796,000 | 3,690,000 | 4,021,000 |
| Total deposits | 4,086,904,000 | 4,868,429,000 | 4,887,828,000 | 4,889,207,000 |
| Interest-bearing deposits | 3,569,638,000 | 4,350,200,000 | 4,377,823,000 | 4,325,834,000 |
| Noninterest-bearing deposits | 517,265,000 | 518,228,000 | 510,005,000 | 563,373,000 |
| Equity capital | 532,727,000 | 759,120,000 | 774,329,000 | 777,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 41,228,000 | 89,934,000 | 143,506,000 | 196,762,000 |
| Interest expense | 3,137,000 | 6,258,000 | 10,138,000 | 14,412,000 |
| Net interest income | 38,091,000 | 83,676,000 | 133,368,000 | 182,350,000 |
| Noninterest income | 12,797,000 | 26,706,000 | 39,779,000 | 53,832,000 |
| Noninterest expense | 31,518,000 | 65,199,000 | 98,713,000 | 132,599,000 |
| Provision for loan losses | 1,207,000 | 3,266,000 | 6,473,000 | 10,388,000 |
| Pretax income | 18,163,000 | 41,883,000 | 67,927,000 | 93,161,000 |
| Income tax | 4,849,000 | 11,263,000 | 17,920,000 | 25,480,000 |
| Net income | 13,314,000 | 30,620,000 | 50,007,000 | 67,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 367,047,000 | 480,066,000 | 491,345,000 | 502,113,000 |
| Total capital | 442,227,000 | 556,787,000 | 569,233,000 | 577,824,000 |
| Risk-weighted assets | 4,012,286,000 | 5,109,684,000 | 5,182,896,000 | 5,255,144,000 |