Call reports 2014
S & T BANK — 2014
What S & T BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,687,373,000 | 4,768,463,000 | 4,887,305,000 | 4,944,773,000 |
| Total loans | 3,629,029,000 | 3,728,181,000 | 3,804,315,000 | 3,871,716,000 |
| Allowance for loan losses | 46,616,000 | 46,580,000 | 47,316,000 | 47,911,000 |
| Securities available for sale | 542,883,000 | 579,654,000 | 607,347,000 | 631,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,931,000 | 3,117,000 | 3,286,000 | 3,456,000 |
| Total deposits | 3,884,424,000 | 3,882,246,000 | 3,918,610,000 | 3,946,870,000 |
| Interest-bearing deposits | 3,403,960,000 | 3,407,639,000 | 3,445,986,000 | 3,453,090,000 |
| Noninterest-bearing deposits | 480,464,000 | 474,607,000 | 472,624,000 | 493,780,000 |
| Equity capital | 565,037,000 | 577,707,000 | 585,603,000 | 565,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 38,562,000 | 78,340,000 | 118,850,000 | 160,135,000 |
| Interest expense | 2,891,000 | 5,724,000 | 8,611,000 | 11,742,000 |
| Net interest income | 35,671,000 | 72,616,000 | 110,239,000 | 148,393,000 |
| Noninterest income | 12,264,000 | 24,770,000 | 37,381,000 | 49,357,000 |
| Noninterest expense | 28,905,000 | 58,991,000 | 87,342,000 | 116,980,000 |
| Provision for loan losses | 289,000 | -845,000 | 608,000 | 1,715,000 |
| Pretax income | 18,742,000 | 39,281,000 | 59,711,000 | 79,096,000 |
| Income tax | 4,074,000 | 9,079,000 | 14,198,000 | 19,330,000 |
| Net income | 14,668,000 | 30,202,000 | 45,513,000 | 59,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 398,132,000 | 407,244,000 | 416,090,000 | 403,592,000 |
| Total capital | 466,823,000 | 477,400,000 | 487,075,000 | 475,537,000 |
| Risk-weighted assets | 3,487,757,000 | 3,607,352,000 | 3,673,553,000 | 3,751,194,000 |