Call reports 2012
S & T BANK — 2012
What S & T BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,310,169,000 | 4,327,085,000 | 4,265,871,000 | 4,381,109,000 |
| Total loans | 3,201,443,000 | 3,197,722,000 | 3,183,090,000 | 3,273,332,000 |
| Allowance for loan losses | 47,827,000 | 46,689,000 | 46,279,000 | 46,484,000 |
| Securities available for sale | 354,260,000 | 359,922,000 | 397,801,000 | 435,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,633,000 | 2,536,000 | 2,682,000 | 2,223,000 |
| Total deposits | 3,532,182,000 | 3,529,697,000 | 3,499,193,000 | 3,548,425,000 |
| Interest-bearing deposits | 3,106,070,000 | 3,104,474,000 | 3,087,563,000 | 3,102,219,000 |
| Noninterest-bearing deposits | 426,112,000 | 425,223,000 | 411,630,000 | 446,206,000 |
| Equity capital | 491,994,000 | 496,856,000 | 501,802,000 | 503,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 39,038,000 | 78,302,000 | 116,383,000 | 154,066,000 |
| Interest expense | 5,620,000 | 10,973,000 | 15,755,000 | 20,103,000 |
| Net interest income | 33,418,000 | 67,329,000 | 100,628,000 | 133,963,000 |
| Noninterest income | 12,696,000 | 25,785,000 | 39,151,000 | 50,865,000 |
| Noninterest expense | 32,514,000 | 61,616,000 | 92,153,000 | 120,077,000 |
| Provision for loan losses | 9,272,000 | 16,296,000 | 18,600,000 | 22,816,000 |
| Pretax income | 5,178,000 | 16,058,000 | 32,005,000 | 44,914,000 |
| Income tax | 1,113,000 | 2,853,000 | 5,517,000 | 8,482,000 |
| Net income | 4,065,000 | 13,205,000 | 26,488,000 | 36,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 332,454,000 | 336,610,000 | 339,135,000 | 343,330,000 |
| Total capital | 441,589,000 | 445,653,000 | 447,966,000 | 452,905,000 |
| Risk-weighted assets | 3,112,318,000 | 3,108,157,000 | 3,095,937,000 | 3,156,109,000 |