Call reports 2011
S & T BANK — 2011
What S & T BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 4,069,691,000 | 4,038,190,000 | 4,071,934,000 | 4,099,939,000 |
| Total loans | 3,304,321,000 | 3,202,837,000 | 3,136,142,000 | 3,132,609,000 |
| Allowance for loan losses | 61,663,000 | 58,004,000 | 51,533,000 | 48,841,000 |
| Securities available for sale | 321,614,000 | 328,168,000 | 331,093,000 | 348,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,050,000 | 2,005,000 | 1,697,000 | 1,949,000 |
| Total deposits | 3,415,418,000 | 3,364,639,000 | 3,384,749,000 | 3,349,542,000 |
| Interest-bearing deposits | 2,612,670,000 | 2,563,135,000 | 2,994,651,000 | 2,945,038,000 |
| Noninterest-bearing deposits | 802,748,000 | 801,504,000 | 390,098,000 | 404,504,000 |
| Equity capital | 458,808,000 | 470,647,000 | 478,964,000 | 474,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 42,095,000 | 83,759,000 | 124,522,000 | 164,654,000 |
| Interest expense | 7,136,000 | 14,229,000 | 21,053,000 | 27,077,000 |
| Net interest income | 34,959,000 | 69,530,000 | 103,469,000 | 137,577,000 |
| Noninterest income | 11,475,000 | 23,699,000 | 34,104,000 | 46,122,000 |
| Noninterest expense | 27,431,000 | 53,586,000 | 77,281,000 | 103,807,000 |
| Provision for loan losses | 10,640,000 | 11,737,000 | 13,272,000 | 15,609,000 |
| Pretax income | 8,376,000 | 27,921,000 | 46,978,000 | 64,241,000 |
| Income tax | 1,576,000 | 5,680,000 | 10,460,000 | 15,622,000 |
| Net income | 6,800,000 | 22,241,000 | 36,518,000 | 48,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,295,000 | 306,987,000 | 313,260,000 | 321,352,000 |
| Total capital | 407,754,000 | 416,423,000 | 421,519,000 | 429,837,000 |
| Risk-weighted assets | 3,212,602,000 | 3,111,942,000 | 3,040,077,000 | 3,046,233,000 |