Call reports 2010
S & T BANK — 2010
What S & T BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 4,115,506,000 | 4,118,207,000 | 4,077,027,000 | 4,093,659,000 |
| Total loans | 3,398,403,000 | 3,396,729,000 | 3,370,983,000 | 3,363,927,000 |
| Allowance for loan losses | 63,023,000 | 53,968,000 | 56,281,000 | 51,387,000 |
| Securities available for sale | 318,649,000 | 306,779,000 | 268,038,000 | 278,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,253,000 | 1,902,000 | 1,871,000 | 2,089,000 |
| Total deposits | 3,345,816,000 | 3,310,404,000 | 3,369,093,000 | 3,372,133,000 |
| Interest-bearing deposits | 2,636,394,000 | 2,564,577,000 | 2,561,117,000 | 2,551,712,000 |
| Noninterest-bearing deposits | 709,422,000 | 745,827,000 | 807,976,000 | 820,421,000 |
| Equity capital | 440,305,000 | 445,596,000 | 454,782,000 | 456,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 45,204,000 | 90,661,000 | 135,872,000 | 179,954,000 |
| Interest expense | 9,247,000 | 18,017,000 | 26,184,000 | 33,878,000 |
| Net interest income | 35,957,000 | 72,644,000 | 109,688,000 | 146,076,000 |
| Noninterest income | 11,676,000 | 23,676,000 | 36,473,000 | 48,200,000 |
| Noninterest expense | 28,003,000 | 53,797,000 | 78,716,000 | 105,168,000 |
| Provision for loan losses | 4,430,000 | 13,557,000 | 21,835,000 | 29,511,000 |
| Pretax income | 15,351,000 | 29,182,000 | 45,742,000 | 59,741,000 |
| Income tax | 3,671,000 | 7,662,000 | 11,324,000 | 14,700,000 |
| Net income | 11,680,000 | 21,520,000 | 34,418,000 | 45,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,920,000 | 280,458,000 | 289,395,000 | 294,113,000 |
| Total capital | 387,924,000 | 392,398,000 | 400,682,000 | 405,049,000 |
| Risk-weighted assets | 3,335,354,000 | 3,339,636,000 | 3,285,496,000 | 3,261,800,000 |