Call reports 2009
S & T BANK — 2009
What S & T BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,295,787,000 | 4,213,867,000 | 4,183,821,000 | 4,147,177,000 |
| Total loans | 3,518,856,000 | 3,459,772,000 | 3,446,347,000 | 3,404,407,000 |
| Allowance for loan losses | 59,847,000 | 57,875,000 | 60,880,000 | 59,580,000 |
| Securities available for sale | 397,133,000 | 375,817,000 | 356,550,000 | 345,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,047,000 | 2,436,000 | 2,814,000 | 3,090,000 |
| Total deposits | 3,355,829,000 | 3,265,919,000 | 3,389,248,000 | 3,413,095,000 |
| Interest-bearing deposits | 2,730,504,000 | 2,635,966,000 | 2,715,385,000 | 2,700,975,000 |
| Noninterest-bearing deposits | 625,325,000 | 629,953,000 | 673,863,000 | 712,120,000 |
| Equity capital | 434,672,000 | 417,081,000 | 426,020,000 | 434,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 50,299,000 | 99,402,000 | 147,610,000 | 194,586,000 |
| Interest expense | 14,124,000 | 26,699,000 | 38,104,000 | 48,714,000 |
| Net interest income | 36,175,000 | 72,703,000 | 109,506,000 | 145,872,000 |
| Noninterest income | 10,653,000 | 22,656,000 | 33,076,000 | 44,951,000 |
| Noninterest expense | 25,440,000 | 58,157,000 | 82,809,000 | 107,837,000 |
| Provision for loan losses | 21,389,000 | 53,573,000 | 61,954,000 | 72,354,000 |
| Pretax income | -972,000 | -18,625,000 | -5,203,000 | 7,281,000 |
| Income tax | 1,000 | -9,264,000 | -6,667,000 | -3,940,000 |
| Net income | -973,000 | -9,361,000 | 1,464,000 | 11,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 274,801,000 | 258,592,000 | 264,001,000 | 270,224,000 |
| Total capital | 388,774,000 | 371,981,000 | 376,995,000 | 382,475,000 |
| Risk-weighted assets | 3,500,276,000 | 3,451,968,000 | 3,416,969,000 | 3,358,566,000 |