Call reports 2001
S & T BANK — 2001
What S & T BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,217,824,000 | 2,224,277,000 | 2,162,944,000 | 2,223,702,000 |
| Total loans | 1,638,184,000 | 1,649,041,000 | 1,642,163,000 | 1,642,768,000 |
| Allowance for loan losses | 27,993,000 | 28,451,000 | 28,764,000 | 26,926,000 |
| Securities available for sale | 404,885,000 | 423,768,000 | 407,134,000 | 449,535,000 |
| Securities held to maturity | 8,134,000 | 8,002,000 | 7,469,000 | 6,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,567,339,000 | 1,596,320,000 | 1,597,299,000 | 1,611,676,000 |
| Interest-bearing deposits | 1,429,122,000 | 1,462,786,000 | 1,463,328,000 | 1,476,085,000 |
| Noninterest-bearing deposits | 138,217,000 | 133,534,000 | 133,971,000 | 135,591,000 |
| Equity capital | 180,922,000 | 182,765,000 | 187,948,000 | 186,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 43,061,000 | 84,982,000 | 125,005,000 | 162,468,000 |
| Interest expense | 21,563,000 | 41,842,000 | 60,484,000 | 76,728,000 |
| Net interest income | 21,498,000 | 43,140,000 | 64,521,000 | 85,740,000 |
| Noninterest income | 4,860,000 | 9,989,000 | 15,434,000 | 21,074,000 |
| Noninterest expense | 11,658,000 | 23,399,000 | 35,141,000 | 46,797,000 |
| Provision for loan losses | 1,000,000 | 3,000,000 | 3,850,000 | 5,000,000 |
| Pretax income | 13,700,000 | 26,730,000 | 43,903,000 | 57,956,000 |
| Income tax | 4,007,000 | 7,759,000 | 12,921,000 | 17,047,000 |
| Net income | 9,693,000 | 18,971,000 | 29,095,000 | 39,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,670,000 | 173,086,000 | 174,179,000 | 175,027,000 |
| Total capital | 192,897,000 | 196,556,000 | 197,196,000 | 198,555,000 |
| Risk-weighted assets | 1,853,383,000 | 1,872,633,000 | 1,835,634,000 | 1,879,145,000 |