Call reports 2005
PORT CITY CAPITAL BANK — 2005
What PORT CITY CAPITAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 117,002,000 | 129,890,000 | 133,745,000 | 143,045,000 |
| Total loans | 90,946,000 | 96,652,000 | 104,021,000 | 118,911,000 |
| Allowance for loan losses | 1,208,000 | 1,283,000 | 1,377,000 | 1,538,000 |
| Securities available for sale | 12,026,000 | 12,609,000 | 13,790,000 | 14,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,788,000 | 120,108,000 | 120,880,000 | 130,033,000 |
| Interest-bearing deposits | 97,008,000 | 101,819,000 | 105,299,000 | 114,775,000 |
| Noninterest-bearing deposits | 10,780,000 | 18,289,000 | 15,581,000 | 15,258,000 |
| Equity capital | 8,834,000 | 9,523,000 | 12,565,000 | 12,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,439,000 | 5,525,000 | 7,930,000 |
| Interest expense | 641,000 | 1,349,000 | 2,150,000 | 3,082,000 |
| Net interest income | 963,000 | 2,090,000 | 3,375,000 | 4,848,000 |
| Noninterest income | 22,000 | 41,000 | 63,000 | 83,000 |
| Noninterest expense | 492,000 | 1,002,000 | 1,533,000 | 2,322,000 |
| Provision for loan losses | 86,000 | 161,000 | 255,000 | 416,000 |
| Pretax income | 407,000 | 968,000 | 1,650,000 | 2,193,000 |
| Income tax | 0 | 0 | 167,000 | 377,000 |
| Net income | 407,000 | 968,000 | 1,483,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,150,000 | 9,712,000 | 12,744,000 | 13,077,000 |
| Total capital | 10,334,000 | 10,964,000 | 14,087,000 | 14,586,000 |
| Risk-weighted assets | 94,650,000 | 100,140,000 | 107,410,000 | 120,658,000 |
Machine access — free, no API key
Every figure shown here about PORT CITY CAPITAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.