Call reports 2025
MONTGOMERY BANK — 2025
What MONTGOMERY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,186,866,000 | 1,180,502,000 | 1,206,726,000 | 1,199,730,000 |
| Total loans | 973,515,000 | 990,155,000 | 1,019,546,000 | 1,022,607,000 |
| Allowance for loan losses | 9,586,000 | 9,835,000 | 10,135,000 | 10,435,000 |
| Securities available for sale | 23,186,000 | 20,137,000 | 20,156,000 | 20,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,680,000 | 1,035,582,000 | 1,048,766,000 | 1,036,107,000 |
| Interest-bearing deposits | 813,697,000 | 807,548,000 | 806,101,000 | 800,343,000 |
| Noninterest-bearing deposits | 240,983,000 | 228,034,000 | 242,665,000 | 235,764,000 |
| Equity capital | 124,273,000 | 125,601,000 | 127,208,000 | 130,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,781,000 | 32,275,000 | 49,222,000 | 66,272,000 |
| Interest expense | 4,254,000 | 8,561,000 | 12,875,000 | 16,822,000 |
| Net interest income | 11,527,000 | 23,714,000 | 36,347,000 | 49,450,000 |
| Noninterest income | 1,966,000 | 3,766,000 | 5,562,000 | 7,292,000 |
| Noninterest expense | 9,396,000 | 18,652,000 | 28,176,000 | 37,833,000 |
| Provision for loan losses | -1,000 | 250,000 | 549,000 | 961,000 |
| Pretax income | 4,098,000 | 8,559,000 | 13,164,000 | 17,940,000 |
| Income tax | 0 | 153,000 | 153,000 | 353,000 |
| Net income | 4,098,000 | 8,406,000 | 13,011,000 | 17,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,954,000 | 105,451,000 | 107,391,000 | 110,969,000 |
| Total capital | 113,659,000 | 115,405,000 | 117,645,000 | 121,511,000 |
| Risk-weighted assets | 979,234,000 | 998,630,000 | 1,021,707,000 | 1,026,110,000 |