Call reports 2024
MONTGOMERY BANK — 2024
What MONTGOMERY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,213,388,000 | 1,167,225,000 | 1,173,685,000 | 1,163,911,000 |
| Total loans | 924,388,000 | 961,790,000 | 968,281,000 | 981,925,000 |
| Allowance for loan losses | 8,769,000 | 8,979,000 | 9,207,000 | 9,582,000 |
| Securities available for sale | 117,322,000 | 95,706,000 | 94,359,000 | 43,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,546,000 | 994,370,000 | 1,003,113,000 | 1,004,381,000 |
| Interest-bearing deposits | 767,436,000 | 761,849,000 | 772,714,000 | 777,610,000 |
| Noninterest-bearing deposits | 238,110,000 | 232,521,000 | 230,399,000 | 226,771,000 |
| Equity capital | 118,407,000 | 118,799,000 | 120,292,000 | 122,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,042,000 | 30,669,000 | 46,361,000 | 62,133,000 |
| Interest expense | 5,243,000 | 9,831,000 | 14,702,000 | 19,249,000 |
| Net interest income | 9,799,000 | 20,838,000 | 31,659,000 | 42,884,000 |
| Noninterest income | 2,088,000 | 4,135,000 | 6,127,000 | 8,142,000 |
| Noninterest expense | 8,954,000 | 17,883,000 | 27,139,000 | 36,470,000 |
| Provision for loan losses | 210,000 | 410,000 | 637,000 | 1,034,000 |
| Pretax income | 2,739,000 | 6,687,000 | 10,103,000 | 13,602,000 |
| Income tax | 0 | 88,000 | 88,000 | 277,000 |
| Net income | 2,739,000 | 6,599,000 | 10,015,000 | 13,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,516,000 | 98,810,000 | 99,443,000 | 101,591,000 |
| Total capital | 107,469,000 | 107,983,000 | 108,758,000 | 111,294,000 |
| Risk-weighted assets | 960,838,000 | 974,110,000 | 966,207,000 | 986,091,000 |