Call reports 2023
MONTGOMERY BANK — 2023
What MONTGOMERY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,296,700,000 | 1,335,520,000 | 1,357,530,000 | 1,322,032,000 |
| Total loans | 833,827,000 | 871,742,000 | 889,978,000 | 913,374,000 |
| Allowance for loan losses | 8,377,000 | 8,432,000 | 8,475,000 | 8,531,000 |
| Securities available for sale | 349,076,000 | 347,975,000 | 350,195,000 | 291,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,118,274,000 | 1,074,507,000 | 1,041,835,000 | 987,064,000 |
| Interest-bearing deposits | 830,151,000 | 805,819,000 | 796,305,000 | 745,491,000 |
| Noninterest-bearing deposits | 288,123,000 | 268,688,000 | 245,530,000 | 241,573,000 |
| Equity capital | 105,829,000 | 108,533,000 | 111,297,000 | 116,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,028,000 | 24,978,000 | 38,761,000 | 53,285,000 |
| Interest expense | 2,962,000 | 7,321,000 | 12,712,000 | 18,526,000 |
| Net interest income | 9,066,000 | 17,657,000 | 26,049,000 | 34,759,000 |
| Noninterest income | 2,329,000 | 4,800,000 | 7,028,000 | 9,072,000 |
| Noninterest expense | 8,409,000 | 16,522,000 | 25,095,000 | 33,877,000 |
| Provision for loan losses | 60,000 | 114,000 | 156,000 | 215,000 |
| Pretax income | 2,926,000 | 5,815,000 | 7,802,000 | 9,716,000 |
| Income tax | -21,000 | -21,000 | -21,000 | -306,000 |
| Net income | 2,947,000 | 5,836,000 | 7,823,000 | 10,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,206,000 | 96,621,000 | 96,230,000 | 97,213,000 |
| Total capital | 103,761,000 | 105,238,000 | 104,908,000 | 105,945,000 |
| Risk-weighted assets | 875,916,000 | 911,379,000 | 922,469,000 | 946,185,000 |