Call reports 2022
MONTGOMERY BANK — 2022
What MONTGOMERY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,192,534,000 | 1,159,190,000 | 1,150,609,000 | 1,300,407,000 |
| Total loans | 729,319,000 | 725,200,000 | 730,377,000 | 840,535,000 |
| Allowance for loan losses | 8,109,000 | 8,121,000 | 8,099,000 | 8,312,000 |
| Securities available for sale | 340,395,000 | 334,224,000 | 330,119,000 | 345,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,064,747,000 | 1,042,223,000 | 1,006,452,000 | 1,119,164,000 |
| Interest-bearing deposits | 796,948,000 | 780,868,000 | 742,080,000 | 832,058,000 |
| Noninterest-bearing deposits | 267,799,000 | 261,355,000 | 264,372,000 | 287,106,000 |
| Equity capital | 83,341,000 | 79,829,000 | 77,382,000 | 102,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,966,000 | 16,209,000 | 25,147,000 | 36,696,000 |
| Interest expense | 643,000 | 1,324,000 | 2,378,000 | 4,446,000 |
| Net interest income | 7,323,000 | 14,885,000 | 22,769,000 | 32,250,000 |
| Noninterest income | 1,950,000 | 4,040,000 | 6,205,000 | 8,390,000 |
| Noninterest expense | 6,643,000 | 13,304,000 | 20,643,000 | 29,070,000 |
| Provision for loan losses | -20,000 | -4,000 | 10,000 | 203,000 |
| Pretax income | 2,650,000 | 5,625,000 | 8,321,000 | 11,158,000 |
| Income tax | 0 | 0 | 0 | 452,000 |
| Net income | 2,650,000 | 5,625,000 | 8,321,000 | 10,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,205,000 | 87,774,000 | 82,541,000 | 93,998,000 |
| Total capital | 95,715,000 | 96,280,000 | 91,011,000 | 102,310,000 |
| Risk-weighted assets | 748,743,000 | 744,755,000 | 747,389,000 | 847,696,000 |