Call reports 2021
MONTGOMERY BANK — 2021
What MONTGOMERY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,175,846,000 | 1,156,626,000 | 1,163,435,000 | 1,177,451,000 |
| Total loans | 792,534,000 | 780,697,000 | 757,966,000 | 734,190,000 |
| Allowance for loan losses | 8,037,000 | 8,036,000 | 8,056,000 | 8,105,000 |
| Securities available for sale | 30,299,000 | 33,338,000 | 36,356,000 | 299,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,037,087,000 | 1,017,806,000 | 1,026,433,000 | 1,036,546,000 |
| Interest-bearing deposits | 784,965,000 | 769,242,000 | 771,273,000 | 772,534,000 |
| Noninterest-bearing deposits | 252,122,000 | 248,564,000 | 255,160,000 | 264,012,000 |
| Equity capital | 88,477,000 | 88,303,000 | 89,550,000 | 90,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,320,000 | 16,531,000 | 24,986,000 | 33,174,000 |
| Interest expense | 784,000 | 1,529,000 | 2,225,000 | 2,873,000 |
| Net interest income | 7,536,000 | 15,002,000 | 22,761,000 | 30,301,000 |
| Noninterest income | 1,874,000 | 3,992,000 | 6,009,000 | 7,999,000 |
| Noninterest expense | 6,568,000 | 13,321,000 | 20,226,000 | 25,453,000 |
| Provision for loan losses | -16,000 | -20,000 | -1,000 | -3,000 |
| Pretax income | 2,858,000 | 5,693,000 | 8,545,000 | 12,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,858,000 | 5,693,000 | 8,545,000 | 12,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,181,000 | 83,264,000 | 83,621,000 | 85,618,000 |
| Total capital | 91,612,000 | 91,698,000 | 92,056,000 | 94,104,000 |
| Risk-weighted assets | 738,263,000 | 773,551,000 | 745,890,000 | 745,615,000 |