Call reports 2020
MONTGOMERY BANK — 2020
What MONTGOMERY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 902,639,000 | 1,077,968,000 | 1,120,014,000 | 1,144,083,000 |
| Total loans | 731,603,000 | 827,351,000 | 825,264,000 | 782,923,000 |
| Allowance for loan losses | 7,708,000 | 7,858,000 | 8,021,000 | 8,051,000 |
| Securities available for sale | 58,678,000 | 66,247,000 | 49,980,000 | 32,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,488,000 | 893,100,000 | 964,323,000 | 1,004,510,000 |
| Interest-bearing deposits | 580,549,000 | 667,656,000 | 716,084,000 | 760,223,000 |
| Noninterest-bearing deposits | 156,939,000 | 225,444,000 | 248,239,000 | 244,287,000 |
| Equity capital | 82,831,000 | 85,949,000 | 85,691,000 | 86,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,906,000 | 17,564,000 | 26,426,000 | 35,683,000 |
| Interest expense | 1,391,000 | 2,332,000 | 3,285,000 | 4,180,000 |
| Net interest income | 7,515,000 | 15,232,000 | 23,141,000 | 31,503,000 |
| Noninterest income | 1,473,000 | 2,754,000 | 4,559,000 | 6,031,000 |
| Noninterest expense | 6,274,000 | 12,412,000 | 18,851,000 | 25,442,000 |
| Provision for loan losses | 15,000 | 308,000 | 486,000 | 876,000 |
| Pretax income | 2,699,000 | 5,266,000 | 8,322,000 | 11,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,699,000 | 5,266,000 | 8,322,000 | 11,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,877,000 | 83,326,000 | 82,878,000 | 84,433,000 |
| Total capital | 89,924,000 | 91,530,000 | 91,267,000 | 92,862,000 |
| Risk-weighted assets | 765,385,000 | 776,865,000 | 769,492,000 | 757,644,000 |