Call reports 2019
MONTGOMERY BANK — 2019
What MONTGOMERY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 915,777,000 | 915,881,000 | 929,242,000 | 915,985,000 |
| Total loans | 726,950,000 | 732,549,000 | 749,254,000 | 729,668,000 |
| Allowance for loan losses | 7,514,000 | 7,644,000 | 7,829,000 | 8,129,000 |
| Securities available for sale | 102,987,000 | 104,555,000 | 84,152,000 | 58,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,079,000 | 750,797,000 | 750,954,000 | 748,221,000 |
| Interest-bearing deposits | 614,786,000 | 592,035,000 | 591,276,000 | 584,517,000 |
| Noninterest-bearing deposits | 153,293,000 | 158,762,000 | 159,678,000 | 163,704,000 |
| Equity capital | 78,989,000 | 81,446,000 | 82,492,000 | 83,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,248,000 | 18,659,000 | 28,208,000 | 37,459,000 |
| Interest expense | 1,696,000 | 3,462,000 | 5,287,000 | 6,921,000 |
| Net interest income | 7,552,000 | 15,197,000 | 22,921,000 | 30,538,000 |
| Noninterest income | 1,124,000 | 2,467,000 | 3,869,000 | 5,680,000 |
| Noninterest expense | 6,231,000 | 12,376,000 | 18,938,000 | 25,046,000 |
| Provision for loan losses | 187,000 | 398,000 | 643,000 | 1,183,000 |
| Pretax income | 2,259,000 | 4,891,000 | 7,210,000 | 9,544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,259,000 | 4,891,000 | 7,210,000 | 9,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,215,000 | 79,331,000 | 80,471,000 | 80,916,000 |
| Total capital | 89,023,000 | 87,258,000 | 88,618,000 | 89,398,000 |
| Risk-weighted assets | 758,853,000 | 761,768,000 | 773,485,000 | 767,716,000 |