Call reports 2018
MONTGOMERY BANK — 2018
What MONTGOMERY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 886,691,000 | 892,911,000 | 900,695,000 | 910,199,000 |
| Total loans | 719,221,000 | 710,507,000 | 735,219,000 | 730,351,000 |
| Allowance for loan losses | 8,343,000 | 8,164,000 | 7,761,000 | 7,731,000 |
| Securities available for sale | 92,283,000 | 91,771,000 | 91,559,000 | 97,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,323,000 | 737,420,000 | 726,354,000 | 754,269,000 |
| Interest-bearing deposits | 588,034,000 | 584,742,000 | 577,785,000 | 601,403,000 |
| Noninterest-bearing deposits | 143,289,000 | 152,678,000 | 148,569,000 | 152,866,000 |
| Equity capital | 77,197,000 | 75,425,000 | 75,900,000 | 77,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,273,000 | 16,758,000 | 25,655,000 | 34,872,000 |
| Interest expense | 1,168,000 | 2,455,000 | 3,836,000 | 5,457,000 |
| Net interest income | 7,105,000 | 14,303,000 | 21,819,000 | 29,415,000 |
| Noninterest income | 986,000 | 2,154,000 | 3,249,000 | 4,330,000 |
| Noninterest expense | 6,058,000 | 12,267,000 | 18,545,000 | 24,685,000 |
| Provision for loan losses | 6,000 | 63,000 | 309,000 | 647,000 |
| Pretax income | 2,027,000 | 4,127,000 | 6,214,000 | 8,413,000 |
| Income tax | 0 | 0 | 0 | -14,000 |
| Net income | 2,027,000 | 4,127,000 | 6,214,000 | 8,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,157,000 | 79,614,000 | 79,995,000 | 80,789,000 |
| Total capital | 89,777,000 | 88,048,000 | 88,030,000 | 88,802,000 |
| Risk-weighted assets | 743,782,000 | 727,867,000 | 751,191,000 | 759,073,000 |