Call reports 2017
MONTGOMERY BANK — 2017
What MONTGOMERY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 895,135,000 | 937,054,000 | 890,147,000 | 904,966,000 |
| Total loans | 714,181,000 | 732,386,000 | 724,472,000 | 729,045,000 |
| Allowance for loan losses | 8,445,000 | 8,453,000 | 8,461,000 | 8,330,000 |
| Securities available for sale | 100,512,000 | 101,083,000 | 90,704,000 | 93,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,816,000 | 760,041,000 | 722,149,000 | 723,256,000 |
| Interest-bearing deposits | 573,759,000 | 581,027,000 | 567,232,000 | 568,965,000 |
| Noninterest-bearing deposits | 156,057,000 | 179,014,000 | 154,917,000 | 154,291,000 |
| Equity capital | 77,466,000 | 79,061,000 | 79,561,000 | 77,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,035,000 | 16,257,000 | 24,712,000 | 33,025,000 |
| Interest expense | 1,029,000 | 2,123,000 | 3,331,000 | 4,446,000 |
| Net interest income | 7,006,000 | 14,134,000 | 21,381,000 | 28,579,000 |
| Noninterest income | 1,388,000 | 2,408,000 | 3,528,000 | 4,340,000 |
| Noninterest expense | 5,972,000 | 11,931,000 | 18,001,000 | 24,096,000 |
| Provision for loan losses | 185,000 | 193,000 | 312,000 | 590,000 |
| Pretax income | 2,237,000 | 4,418,000 | 6,596,000 | 8,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,237,000 | 4,418,000 | 6,596,000 | 8,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,139,000 | 79,946,000 | 80,595,000 | 80,190,000 |
| Total capital | 88,883,000 | 88,690,000 | 89,343,000 | 88,803,000 |
| Risk-weighted assets | 742,989,000 | 752,722,000 | 732,149,000 | 754,565,000 |