Call reports 2016
MONTGOMERY BANK — 2016
What MONTGOMERY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 877,908,000 | 887,490,000 | 895,995,000 | 926,698,000 |
| Total loans | 704,329,000 | 708,727,000 | 718,475,000 | 723,777,000 |
| Allowance for loan losses | 8,414,000 | 8,471,000 | 8,465,000 | 8,384,000 |
| Securities available for sale | 73,023,000 | 78,486,000 | 78,600,000 | 100,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,325,000 | 700,196,000 | 707,099,000 | 735,549,000 |
| Interest-bearing deposits | 540,962,000 | 543,943,000 | 546,789,000 | 574,859,000 |
| Noninterest-bearing deposits | 151,363,000 | 156,253,000 | 160,310,000 | 160,690,000 |
| Equity capital | 78,169,000 | 77,854,000 | 78,658,000 | 75,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,838,000 | 15,715,000 | 23,763,000 | 31,807,000 |
| Interest expense | 875,000 | 1,788,000 | 2,737,000 | 3,705,000 |
| Net interest income | 6,963,000 | 13,927,000 | 21,026,000 | 28,102,000 |
| Noninterest income | 852,000 | 1,842,000 | 3,046,000 | 4,016,000 |
| Noninterest expense | 5,814,000 | 11,778,000 | 17,817,000 | 24,047,000 |
| Provision for loan losses | 145,000 | 238,000 | 357,000 | 450,000 |
| Pretax income | 1,983,000 | 3,880,000 | 6,025,000 | 7,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,983,000 | 3,880,000 | 6,025,000 | 7,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,059,000 | 77,794,000 | 78,563,000 | 79,034,000 |
| Total capital | 86,721,000 | 86,510,000 | 87,275,000 | 87,702,000 |
| Risk-weighted assets | 712,958,000 | 713,587,000 | 728,440,000 | 749,278,000 |