Call reports 2014
MONTGOMERY BANK — 2014
What MONTGOMERY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 871,323,000 | 874,909,000 | 873,991,000 | 875,613,000 |
| Total loans | 719,456,000 | 721,233,000 | 704,560,000 | 690,929,000 |
| Allowance for loan losses | 9,163,000 | 9,117,000 | 9,037,000 | 8,779,000 |
| Securities available for sale | 58,091,000 | 59,597,000 | 73,227,000 | 77,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,254,000 | 696,545,000 | 687,148,000 | 688,500,000 |
| Interest-bearing deposits | 572,026,000 | 582,729,000 | 564,203,000 | 549,736,000 |
| Noninterest-bearing deposits | 121,228,000 | 113,816,000 | 122,945,000 | 138,764,000 |
| Equity capital | 76,434,000 | 76,716,000 | 76,490,000 | 77,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,277,000 | 16,385,000 | 24,611,000 | 32,604,000 |
| Interest expense | 912,000 | 1,799,000 | 2,665,000 | 3,519,000 |
| Net interest income | 7,365,000 | 14,586,000 | 21,946,000 | 29,085,000 |
| Noninterest income | 892,000 | 2,197,000 | 2,931,000 | 3,869,000 |
| Noninterest expense | 5,849,000 | 11,958,000 | 17,892,000 | 24,060,000 |
| Provision for loan losses | 362,000 | 961,000 | 1,322,000 | 1,931,000 |
| Pretax income | 2,046,000 | 3,881,000 | 5,680,000 | 7,489,000 |
| Income tax | 63,000 | -297,000 | -297,000 | -297,000 |
| Net income | 1,983,000 | 4,178,000 | 5,977,000 | 7,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,328,000 | 76,279,000 | 76,315,000 | 76,814,000 |
| Total capital | 85,093,000 | 85,002,000 | 84,850,000 | 85,175,000 |
| Risk-weighted assets | 700,687,000 | 697,388,000 | 682,213,000 | 668,334,000 |