Call reports 2013
MONTGOMERY BANK — 2013
What MONTGOMERY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 896,824,000 | 886,101,000 | 893,126,000 | 888,499,000 |
| Total loans | 722,399,000 | 743,254,000 | 753,567,000 | 729,361,000 |
| Allowance for loan losses | 9,011,000 | 9,171,000 | 9,276,000 | 9,185,000 |
| Securities available for sale | 45,920,000 | 41,524,000 | 47,141,000 | 46,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,325,000 | 717,994,000 | 710,699,000 | 709,463,000 |
| Interest-bearing deposits | 618,760,000 | 612,538,000 | 589,493,000 | 588,391,000 |
| Noninterest-bearing deposits | 115,565,000 | 105,456,000 | 121,206,000 | 121,072,000 |
| Equity capital | 74,364,000 | 74,489,000 | 74,749,000 | 75,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,474,000 | 17,098,000 | 25,842,000 | 34,577,000 |
| Interest expense | 1,029,000 | 2,039,000 | 3,012,000 | 3,969,000 |
| Net interest income | 7,445,000 | 15,059,000 | 22,830,000 | 30,608,000 |
| Noninterest income | 924,000 | 1,789,000 | 2,845,000 | 3,819,000 |
| Noninterest expense | 5,951,000 | 11,807,000 | 17,957,000 | 24,235,000 |
| Provision for loan losses | 1,008,000 | 2,007,000 | 3,119,000 | 3,847,000 |
| Pretax income | 1,423,000 | 3,047,000 | 4,607,000 | 6,353,000 |
| Income tax | 12,000 | 31,000 | 110,000 | 324,000 |
| Net income | 1,411,000 | 3,016,000 | 4,497,000 | 6,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,381,000 | 74,591,000 | 74,930,000 | 75,399,000 |
| Total capital | 83,138,000 | 83,517,000 | 83,888,000 | 83,711,000 |
| Risk-weighted assets | 700,139,000 | 714,406,000 | 725,507,000 | 713,368,000 |