Call reports 2012
MONTGOMERY BANK — 2012
What MONTGOMERY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 899,101,000 | 875,470,000 | 878,643,000 | 907,004,000 |
| Total loans | 715,219,000 | 716,191,000 | 716,064,000 | 714,134,000 |
| Allowance for loan losses | 8,824,000 | 8,922,000 | 8,797,000 | 8,845,000 |
| Securities available for sale | 38,040,000 | 28,259,000 | 33,993,000 | 35,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,048,000 | 716,689,000 | 721,496,000 | 748,545,000 |
| Interest-bearing deposits | 629,534,000 | 603,881,000 | 596,347,000 | 627,850,000 |
| Noninterest-bearing deposits | 114,514,000 | 112,808,000 | 125,149,000 | 120,695,000 |
| Equity capital | 74,589,000 | 74,753,000 | 74,282,000 | 74,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,563,000 | 18,812,000 | 27,766,000 | 36,476,000 |
| Interest expense | 1,613,000 | 3,153,000 | 4,602,000 | 5,878,000 |
| Net interest income | 7,950,000 | 15,659,000 | 23,164,000 | 30,598,000 |
| Noninterest income | 718,000 | 1,049,000 | 1,573,000 | 2,330,000 |
| Noninterest expense | 6,299,000 | 12,047,000 | 17,953,000 | 23,991,000 |
| Provision for loan losses | 1,898,000 | 3,102,000 | 4,253,000 | 5,042,000 |
| Pretax income | 1,312,000 | 2,971,000 | 3,943,000 | 5,307,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 57,000 |
| Net income | 1,300,000 | 2,947,000 | 3,907,000 | 5,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,320,000 | 74,759,000 | 74,449,000 | 74,390,000 |
| Total capital | 83,280,000 | 83,582,000 | 81,937,000 | 83,114,000 |
| Risk-weighted assets | 718,493,000 | 705,575,000 | 705,389,000 | 697,718,000 |