Call reports 2011
MONTGOMERY BANK — 2011
What MONTGOMERY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 904,734,000 | 897,641,000 | 883,024,000 | 881,247,000 |
| Total loans | 729,502,000 | 727,343,000 | 727,208,000 | 707,865,000 |
| Allowance for loan losses | 8,518,000 | 8,099,000 | 8,491,000 | 8,668,000 |
| Securities available for sale | 67,875,000 | 24,326,000 | 40,660,000 | 68,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,090,000 | 743,938,000 | 727,179,000 | 723,403,000 |
| Interest-bearing deposits | 647,241,000 | 643,688,000 | 628,697,000 | 616,076,000 |
| Noninterest-bearing deposits | 106,849,000 | 100,250,000 | 98,482,000 | 107,327,000 |
| Equity capital | 73,314,000 | 73,863,000 | 74,255,000 | 74,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,038,000 | 19,989,000 | 29,995,000 | 39,805,000 |
| Interest expense | 2,150,000 | 4,152,000 | 6,028,000 | 7,775,000 |
| Net interest income | 7,888,000 | 15,837,000 | 23,967,000 | 32,030,000 |
| Noninterest income | 123,000 | 806,000 | 1,765,000 | 2,589,000 |
| Noninterest expense | 6,377,000 | 12,877,000 | 19,797,000 | 26,140,000 |
| Provision for loan losses | 696,000 | 2,401,000 | 4,001,000 | 5,535,000 |
| Pretax income | 938,000 | 2,277,000 | 3,195,000 | 4,205,000 |
| Income tax | -12,000 | 0 | 12,000 | 24,000 |
| Net income | 950,000 | 2,277,000 | 3,183,000 | 4,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,031,000 | 73,735,000 | 74,024,000 | 74,041,000 |
| Total capital | 81,673,000 | 81,952,000 | 82,633,000 | 82,843,000 |
| Risk-weighted assets | 736,173,000 | 725,697,000 | 737,041,000 | 725,833,000 |