Call reports 2010
MONTGOMERY BANK — 2010
What MONTGOMERY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 911,289,000 | 905,616,000 | 903,499,000 | 910,270,000 |
| Total loans | 730,749,000 | 746,226,000 | 752,557,000 | 747,032,000 |
| Allowance for loan losses | 7,705,000 | 7,652,000 | 7,783,000 | 8,354,000 |
| Securities available for sale | 68,465,000 | 36,315,000 | 26,746,000 | 26,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,134,000 | 743,295,000 | 743,748,000 | 748,935,000 |
| Interest-bearing deposits | 648,860,000 | 654,137,000 | 642,956,000 | 648,621,000 |
| Noninterest-bearing deposits | 88,274,000 | 89,158,000 | 100,792,000 | 100,314,000 |
| Equity capital | 73,629,000 | 73,718,000 | 73,562,000 | 72,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,359,000 | 21,106,000 | 31,616,000 | 41,983,000 |
| Interest expense | 3,359,000 | 6,725,000 | 9,918,000 | 12,934,000 |
| Net interest income | 7,000,000 | 14,381,000 | 21,698,000 | 29,049,000 |
| Noninterest income | 760,000 | 775,000 | 1,176,000 | 2,319,000 |
| Noninterest expense | 6,270,000 | 12,472,000 | 18,222,000 | 25,012,000 |
| Provision for loan losses | 716,000 | 1,223,000 | 3,126,000 | 5,120,000 |
| Pretax income | 774,000 | 1,643,000 | 1,708,000 | 1,762,000 |
| Income tax | 0 | 21,000 | 42,000 | 63,000 |
| Net income | 774,000 | 1,622,000 | 1,666,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,449,000 | 73,802,000 | 73,245,000 | 72,662,000 |
| Total capital | 81,277,000 | 81,570,000 | 81,141,000 | 81,135,000 |
| Risk-weighted assets | 729,114,000 | 737,416,000 | 742,341,000 | 736,405,000 |