Call reports 2009
MONTGOMERY BANK — 2009
What MONTGOMERY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 963,409,000 | 951,415,000 | 919,803,000 | 941,558,000 |
| Total loans | 746,660,000 | 758,944,000 | 750,241,000 | 732,463,000 |
| Allowance for loan losses | 7,112,000 | 7,543,000 | 8,240,000 | 7,411,000 |
| Securities available for sale | 64,973,000 | 41,156,000 | 58,836,000 | 56,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,325,000 | 719,955,000 | 716,192,000 | 750,147,000 |
| Interest-bearing deposits | 651,353,000 | 643,173,000 | 625,950,000 | 653,589,000 |
| Noninterest-bearing deposits | 78,972,000 | 76,782,000 | 90,242,000 | 96,558,000 |
| Equity capital | 72,208,000 | 74,099,000 | 74,033,000 | 73,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,589,000 | 23,000,000 | 34,595,000 | 45,454,000 |
| Interest expense | 5,388,000 | 10,276,000 | 14,354,000 | 18,236,000 |
| Net interest income | 6,201,000 | 12,724,000 | 20,241,000 | 27,218,000 |
| Noninterest income | 1,021,000 | 2,124,000 | 4,175,000 | 4,886,000 |
| Noninterest expense | 6,220,000 | 12,458,000 | 19,174,000 | 26,191,000 |
| Provision for loan losses | 1,148,000 | 1,844,000 | 4,504,000 | 4,733,000 |
| Pretax income | 786,000 | 1,929,000 | 2,987,000 | 3,429,000 |
| Income tax | 23,000 | 60,000 | 97,000 | 110,000 |
| Net income | 763,000 | 1,869,000 | 2,890,000 | 3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,271,000 | 73,647,000 | 73,885,000 | 73,167,000 |
| Total capital | 80,512,000 | 81,323,000 | 82,249,000 | 80,703,000 |
| Risk-weighted assets | 747,668,000 | 762,303,000 | 738,269,000 | 738,281,000 |