Call reports 2001
MONTGOMERY BANK — 2001
What MONTGOMERY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 598,910,000 | 568,203,000 | 545,449,000 | 543,445,000 |
| Total loans | 354,407,000 | 367,659,000 | 370,726,000 | 361,985,000 |
| Allowance for loan losses | 2,350,000 | 2,463,000 | 2,569,000 | 3,202,000 |
| Securities available for sale | 152,911,000 | 143,813,000 | 114,266,000 | 89,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,627,000 | 382,542,000 | 370,876,000 | 373,968,000 |
| Interest-bearing deposits | 378,169,000 | 333,882,000 | 327,743,000 | 325,235,000 |
| Noninterest-bearing deposits | 39,458,000 | 48,660,000 | 43,133,000 | 48,733,000 |
| Equity capital | 41,899,000 | 43,149,000 | 45,221,000 | 44,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,079,000 | 20,726,000 | 29,717,000 | 37,963,000 |
| Interest expense | 7,849,000 | 14,083,000 | 19,009,000 | 22,946,000 |
| Net interest income | 3,230,000 | 6,643,000 | 10,708,000 | 15,017,000 |
| Noninterest income | 585,000 | 1,267,000 | 2,010,000 | 2,779,000 |
| Noninterest expense | 3,115,000 | 6,274,000 | 9,808,000 | 13,305,000 |
| Provision for loan losses | 0 | 151,000 | 288,000 | 933,000 |
| Pretax income | 700,000 | 1,733,000 | 3,006,000 | 4,087,000 |
| Income tax | 20,000 | 39,000 | 59,000 | 71,000 |
| Net income | 680,000 | 1,694,000 | 2,947,000 | 4,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,078,000 | 42,691,000 | 43,700,000 | 43,855,000 |
| Total capital | 44,428,000 | 45,154,000 | 46,269,000 | 47,057,000 |
| Risk-weighted assets | 375,057,000 | 379,453,000 | 377,208,000 | 389,776,000 |