Call reports 2025
FIRST NATIONAL BANK OF ANDERSON, THE — 2025
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 211,279,000 | 208,298,000 | 218,791,000 | 234,014,000 |
| Total loans | 137,073,000 | 135,128,000 | 141,632,000 | 140,860,000 |
| Allowance for loan losses | 1,970,000 | 1,979,000 | 1,987,000 | 1,946,000 |
| Securities available for sale | 35,112,000 | 37,032,000 | 37,083,000 | 48,898,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,758,000 | 182,891,000 | 192,056,000 | 208,128,000 |
| Interest-bearing deposits | 115,058,000 | 113,981,000 | 116,182,000 | 129,309,000 |
| Noninterest-bearing deposits | 71,700,000 | 68,910,000 | 75,874,000 | 78,819,000 |
| Equity capital | 24,192,000 | 25,030,000 | 26,281,000 | 25,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 5,571,000 | 8,441,000 | 11,513,000 |
| Interest expense | 783,000 | 1,443,000 | 2,101,000 | 2,809,000 |
| Net interest income | 2,005,000 | 4,128,000 | 6,340,000 | 8,704,000 |
| Noninterest income | 219,000 | 439,000 | 944,000 | 1,252,000 |
| Noninterest expense | 1,485,000 | 2,994,000 | 4,504,000 | 6,811,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 679,000 | 1,513,000 | 2,720,000 | 3,085,000 |
| Income tax | 155,000 | 332,000 | 529,000 | 573,000 |
| Net income | 524,000 | 1,181,000 | 2,191,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,762,000 | 25,420,000 | 26,429,000 | 25,664,000 |