Call reports 2024
FIRST NATIONAL BANK OF ANDERSON, THE — 2024
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 208,422,000 | 209,678,000 | 214,613,000 | 223,895,000 |
| Total loans | 135,231,000 | 135,985,000 | 138,250,000 | 141,365,000 |
| Allowance for loan losses | 1,858,000 | 1,930,000 | 1,910,000 | 1,909,000 |
| Securities available for sale | 37,948,000 | 40,859,000 | 40,298,000 | 41,808,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,832,000 | 186,374,000 | 190,131,000 | 200,275,000 |
| Interest-bearing deposits | 111,699,000 | 114,807,000 | 120,807,000 | 130,112,000 |
| Noninterest-bearing deposits | 74,133,000 | 71,567,000 | 69,324,000 | 70,163,000 |
| Equity capital | 22,171,000 | 22,875,000 | 24,049,000 | 23,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,611,000 | 5,305,000 | 8,080,000 | 10,961,000 |
| Interest expense | 662,000 | 1,325,000 | 2,062,000 | 2,886,000 |
| Net interest income | 1,949,000 | 3,980,000 | 6,018,000 | 8,075,000 |
| Noninterest income | 232,000 | 445,000 | 669,000 | 925,000 |
| Noninterest expense | 1,401,000 | 2,840,000 | 4,282,000 | 6,366,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 720,000 | 1,465,000 | 2,225,000 | 2,414,000 |
| Income tax | 164,000 | 333,000 | 505,000 | 497,000 |
| Net income | 556,000 | 1,132,000 | 1,720,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,652,000 | 24,229,000 | 24,817,000 | 24,238,000 |