Call reports 2023
FIRST NATIONAL BANK OF ANDERSON, THE — 2023
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 215,214,000 | 200,840,000 | 207,333,000 | 217,342,000 |
| Total loans | 137,856,000 | 136,597,000 | 136,593,000 | 137,708,000 |
| Allowance for loan losses | 1,911,000 | 1,825,000 | 1,873,000 | 1,884,000 |
| Securities available for sale | 32,851,000 | 32,520,000 | 32,513,000 | 34,266,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,047,000 | 179,385,000 | 185,391,000 | 195,389,000 |
| Interest-bearing deposits | 109,285,000 | 104,953,000 | 107,231,000 | 118,079,000 |
| Noninterest-bearing deposits | 84,762,000 | 74,432,000 | 78,160,000 | 77,310,000 |
| Equity capital | 20,709,000 | 21,148,000 | 21,520,000 | 21,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,831,000 | 7,265,000 | 9,894,000 |
| Interest expense | 333,000 | 660,000 | 1,050,000 | 1,612,000 |
| Net interest income | 2,064,000 | 4,171,000 | 6,215,000 | 8,282,000 |
| Noninterest income | 241,000 | 477,000 | 720,000 | 1,013,000 |
| Noninterest expense | 1,414,000 | 2,848,000 | 4,297,000 | 6,233,000 |
| Provision for loan losses | 30,000 | 50,000 | 110,000 | 170,000 |
| Pretax income | 861,000 | 1,750,000 | 2,528,000 | 2,892,000 |
| Income tax | 287,000 | 478,000 | 654,000 | 683,000 |
| Net income | 574,000 | 1,272,000 | 1,874,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,461,000 | 23,160,000 | 23,537,000 | 23,097,000 |