Call reports 2022
FIRST NATIONAL BANK OF ANDERSON, THE — 2022
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 221,279,000 | 214,230,000 | 223,121,000 | 223,481,000 |
| Total loans | 117,020,000 | 117,202,000 | 122,742,000 | 129,350,000 |
| Allowance for loan losses | 1,778,000 | 1,840,000 | 1,879,000 | 1,875,000 |
| Securities available for sale | 33,656,000 | 32,775,000 | 32,261,000 | 32,301,000 |
| Securities held to maturity | 15,000 | 15,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,148,000 | 194,437,000 | 202,971,000 | 203,541,000 |
| Interest-bearing deposits | 117,461,000 | 113,947,000 | 118,454,000 | 120,656,000 |
| Noninterest-bearing deposits | 83,687,000 | 80,490,000 | 84,517,000 | 82,885,000 |
| Equity capital | 20,000,000 | 19,616,000 | 19,783,000 | 19,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,183,000 | 5,161,000 | 7,462,000 |
| Interest expense | 214,000 | 406,000 | 624,000 | 893,000 |
| Net interest income | 1,313,000 | 2,777,000 | 4,537,000 | 6,569,000 |
| Noninterest income | 226,000 | 458,000 | 696,000 | 999,000 |
| Noninterest expense | 1,249,000 | 2,553,000 | 3,827,000 | 5,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 682,000 | 1,406,000 | 2,033,000 |
| Income tax | 61,000 | 143,000 | 295,000 | 150,000 |
| Net income | 229,000 | 539,000 | 1,111,000 | 1,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,122,000 | 21,432,000 | 22,004,000 | 22,016,000 |