Call reports 2021
FIRST NATIONAL BANK OF ANDERSON, THE — 2021
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 205,378,000 | 205,944,000 | 213,474,000 | 222,488,000 |
| Total loans | 121,115,000 | 124,727,000 | 120,630,000 | 118,478,000 |
| Allowance for loan losses | 1,857,000 | 1,873,000 | 1,895,000 | 1,885,000 |
| Securities available for sale | 19,929,000 | 21,895,000 | 26,195,000 | 25,904,000 |
| Securities held to maturity | 19,000 | 18,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,430,000 | 184,610,000 | 191,793,000 | 201,745,000 |
| Interest-bearing deposits | 119,918,000 | 118,627,000 | 119,619,000 | 126,156,000 |
| Noninterest-bearing deposits | 64,512,000 | 65,983,000 | 72,174,000 | 75,589,000 |
| Equity capital | 20,736,000 | 21,104,000 | 21,443,000 | 20,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,500,000 | 5,113,000 | 6,684,000 |
| Interest expense | 269,000 | 520,000 | 750,000 | 977,000 |
| Net interest income | 1,451,000 | 2,980,000 | 4,363,000 | 5,707,000 |
| Noninterest income | 198,000 | 413,000 | 633,000 | 935,000 |
| Noninterest expense | 1,221,000 | 2,452,000 | 3,681,000 | 5,214,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 398,000 | 901,000 | 1,275,000 | 1,388,000 |
| Income tax | 90,000 | 198,000 | 276,000 | 253,000 |
| Net income | 308,000 | 703,000 | 999,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,792,000 | 21,187,000 | 21,404,000 | 20,373,000 |